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Working Capital Loans

A working capital loan is a short-term loan that provides a business with a lump sum of money to cover its day-to-day operational expenses. This type of loan is ideal for businesses that need to bridge a temporary gap in cash flow, such as during a slow season or while waiting for a large payment from a client.

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25+ Lenders

What is a Working Capital Loan?

A working capital loan is a short-term loan that provides a business with a lump sum of money to cover its day-to-day operational expenses. This type of loan is ideal for businesses that need to bridge a temporary gap in cash flow, such as during a slow season or while waiting for a large payment from a client.

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Interior of a cozy cafe with a large white chandelier, wooden tables and chairs, and a display case filled with pastries. The walls feature framed artwork and there are bottles and Wi-Fi signs on the bar area.
A vintage ice cream truck painted white with a sign that reads 'The Little Cafe', parked on a sidewalk near a green tree and a white brick wall.
Comparison chart for financing options: 24HourFunding, Bank, and Direct Lenders. Details include paperwork, application process, number of lenders, service level, approval process, speed to funding, collateral requirements, business profitability, credit score, and credit check.

10 Reasons Why 24HourFunding Offers
the Best Small Business Financing

What You Need To Get Started

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Minimum Qualifications

No Minimum Credit Score

At Least 6 Months in Business

$25,000 in Monthly Revenue

What You Need To Apply

Basic Information About Your Business

6 Months of Business Bank Statements