A young man with tattoos on his right arm, wearing a white t-shirt with 'KAKUL' written on it, working behind the counter of a cafe or coffee shop, operating a coffee machine.

Business Line of Credit

A business line of credit is a flexible loan that works like a credit card for your business. You are approved for a certain credit limit and can borrow from it as needed, paying interest only on the amount you use. As you pay back the money, the funds become available for you to borrow again.

Why Trust Us?

Outline icon of a person standing next to a large dollar bill, in black and orange colors.

$10M+ FUNDED

Five orange stars above a thumbs-up icon, symbolizing high rating or approval.

4.8 Star Review

Orange network of interconnected user icons representing social networking or online community on a black background.

25+ Lenders

What is a Business Line of Credit?

A business line of credit is a flexible financing option that lets a business borrow money as needed, up to a set limit. Unlike a regular loan, you only pay interest on the money you actually use, and as you repay it, the funds become available to borrow again.

Person paying with a credit card at a contactless payment terminal in a retail store.
Interior of a cozy cafe with wooden tables and chairs, an elegant chandelier hanging from the ceiling, framed artwork on the wall, and a glass display case with pastries and desserts.
Small vintage ice cream truck parked outdoors with a tree and building in the background.
Comparison chart of funding options for small businesses, including 24HourFunding, Bank, and Direct Lenders, covering aspects like paperwork, application process, number of lenders, service level, approval process, speed to funding, collateral requirements, business profitability, credit score, and credit check.

10 Reasons Why 24HourFunding Offers
the Best Small Business Financing

What You Need To Get Started

A person in a button-up shirt signing documents on a table.

Minimum Qualifications

No Minimum Credit Score

At Least 6 Months in Business

$25,000 in Monthly Revenue

What You Need To Apply

Basic information about your business

6 months of business bank statements